Homebuyer Assistance

HouseHartford Closing 2019

The HouseHartford Homebuyer Assistance Program was created by the City of Hartford, the United States Department of Housing and Urban Development (HUD), and Fannie Mae. The program offers low and moderate income home buyers down payment assistance for the purchase of one- to four-family homes located in the City of Hartford. The City partners with local and national banks, real estate attorneys, and home buyer counseling agencies to administer this program.

HouseHartford promotes livable and sustainable neighborhoods, and makes the dream of homeownership attainable for many families who may not otherwise qualify for a mortgage. Since inception, the program has assisted more than 1,300 families attain the dream of homeownership.


Step 1.Review Guidelines 

  • What type of properties are eligible?  1-4 family homes and condominium units located in the City of Hartford.
  • What is the amount of home buyer assistance that one can receive?  Potential home buyers can receive up to 20% of the purchase price in down payment assistance; maximum assistance is $40,000. Some restrictions apply.
  • Who can apply?  Low and moderate-income potential homeowners can apply for assistance under this program. There are, however, program restrictions based upon the total annual household income of the applicant. The total annual household income of the home buyer cannot exceed the income limits as shown on the HouseHartford brochure, based on household size. These maximum income limits are established by HUD and are based on 80% of the Hartford Area Median Family Income 

Step 2.Contact Participating Lender 

Contact one of the participating lenders below and let them know you would like to apply for HouseHartford.  They will submit the HouseHartford application to the City on your behalf.

  1. American Eagle Financial C.U. - 860.568.2020

  2. Embrace Home Loans - 860.919.7755

  3. Fairway Independent Mortgage - 860.803.0810

  4. First World Mortgage - 860.785.4066

  5. Guild Mortgage Company, LLC - 860.462.8553

  6. Liberty Bank - 860.982.6601 

Step 3.Complete Program Interest Form

Interested in learning more about the House Hartford program? Fill out the form below and and a member of the Housing staff will get in touch. 

Click Here!