The Housing Preservation Loan Fund (HPLF) Program has been a vital resource to Hartford residents for home improvement for more than 25 years. The Housing Preservation Loan Fund Program offers affordable loans to homeowners to make needed repairs and improvements to their properties located in the City of Hartford.
Through HPLF the City provides financing for the preservation of Hartford's housing stock and the revitalization of its neighborhoods. The program is designed to help low-income and moderate-income households fix-up their properties, and support efforts to beautify and improve neighborhoods. The program is funded by Community Development Block Grants from the federal government. HPLF's low-interest rates range from 0% to 4% depending upon each applicant's income level. In order to qualify for an HPLF loan you must be income-eligible according to federal guidelines.
There are no application fees nor up-front costs associated when submitting an application.